Terms of Use

I. General Use of Services

• Users must provide accurate business information.
• Must comply with RBI, NPCI & government regulations.
• MPay may suspend services for fraudulent activity.

II. Merchant Responsibilities

• Maintain confidentiality of login credentials.
• Report unauthorized access immediately.
• Use MPay only for lawful business transactions.
• Complete all KYC and verification requirements.

III. Payment Processing Provisions

• Settlement cycles vary by business category.
• Refunds & chargebacks follow MPay rules.
• No liability for delays caused by external parties.

IV. Limitation of Liability

• MPay is not liable for merchant data errors.
• No liability for external network failures.
• Not responsible for indirect or consequential damages.

V. Terms Updates

Terms may be updated periodically. Continued usage after updates constitutes acceptance of revised terms.